Buying an apartment for yourself or as an investment
Buying an apartment is one of the biggest events and decisions in our lives. Examine the available options thoroughly; there is no need to rush when selecting a new home. On the other hand, taking too long to make a decision may mean missing out on the apartment of your dreams. You can buy an apartment as a home, a holiday home or as an investment to be rented out.
Benefits for apartment buyers and financing a new home
You do not need large funds to own a YIT Home; simply use a flexible housing corporation loan. Our affordable 20% financial benefit enables you to buy an apartment while the building is still under construction, offering a wider selection of apartments and enabling you to impact the design of your apartment. You will also have plenty of time to sell your old apartment and organise your finances.
Shop around for banks before buying an apartment
When the time to make the purchase draws near, we recommend shopping around for a loan between multiple banks. The websites of banks usually include a loan calculator that will help you estimate the amount you need. You can obtain a loan promise from a bank before you even find the apartment you wish to buy. The loan promise is valid for a limited time, after which it must be renewed.
As the loan terms and margins offered by banks may vary significantly, we recommend being thorough when shopping around and not accepting the first offer before hearing from other banks. Buying an apartment should not be a hurried decision but a carefully considered investment for the future. Occasionally, it may also be financially advisable to negotiate instalment-free periods, where you start off by only paying the interest of the loan. This, of course, depends on your financial situation.
How the ownership of the plot affects the price and costs of the apartment
Amount and payment of asset transfer tax
Join Kotipiiri to learn about upcoming apartments
We will tell you about our early plans for new buildings and apartments. Submit your contact information to the Kotipiiri customer register and be the first to known when our plans are proceeding so that you can reserve the perfect apartment as soon as it becomes available. Join Kotipiiri now!